Charles Baratta, The Merchant Service Group Blog

This is Charles Baratta with express funding group.  Here I’m talking about the advantages of business cash advance compared to small business loans. Now, this video’s going to be based on the leniency on personal credit scores of the small business owners when it comes to business cash advanced lending as opposed to small business loan lending. Now, a business cash advance lender will allow for his small business owner to have personal credit as low as 500 FICO, and when you compare that to a traditional bank that originates traditional small business loans, you’ll look at a FICO score of north of 720 FICO. So business cash advance lenders are much more lenient.  They understand that small business owners do leverage most of their credit cards and home equity lines of credit in order to grow their business and expand. So again business cash advance lenders are much,  much more lenient and look at the business with much broader of a view than a traditional bank originating traditional small business loans. I hope this has been helpful.  For more information go to MerchantLoans.com or call me directly at 516-730-2442.

Merchant Service Group assists many spas nationwide by providing them with customized services. Many of our clients have a stationary terminal at their front desk and a lot of hair salons use our PIN-based debit service. This lowers processing fees, reduces charge backs and gives customers a feeling of security when making a debit transaction.

Gift and loyalty cards are other solutions that have helped many day spas expand their business. Gift cards that customers give to family members and friends can easily expand your customer base. Since they outsell paper certificates 10 to 1, gift cards appeal to customers and provide an incentive for them to keep coming back to your salon for rewards based on their purchases.

How Fast Will I Get My Money?
You will get your money in 12 hours with Merchant Service Group.

What Are The Costs?
Rates & fees vary depending on business type and personal credit standing. Apply now so we can determine how low of a rate you qualify for.

Charles Baratta, Director Merchant Service Group

“>Day Spas Merchant Accounts and Gift Cards

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